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FinCEN AML Rule Guidance 12/1/25
Effective December 1, 2025 , the Financial Crimes Enforcement Network (FinCEN) has implemented a nationwide reporting requirement...
Aug 25, 20252 min read


Catching Payoff Fraud
ClosePoint USA CEO Christopher J. Brown talks about how his team recently caught an attempt of payoff fraud. In today’s digital world,...
Aug 14, 20252 min read


How to Choose the Right Title and Settlement Company for a Smooth Closing
The process of closing on a real estate transaction can feel overwhelming, given the numerous steps and legalities involved. One of the most critical factors ensuring the process unfolds seamlessly is selecting the right title and settlement company. Whether you are a first-time homebuyer, a seasoned investor, or refinancing your property, the efficiency and professionalism of the chosen company can significantly impact your overall experience. This blog aims to provide a com
Aug 7, 20254 min read


Vacant Land Fraud: What It Is and How Title Insurance Helps Protect You
ClosePoint USA CEO Christopher J. Brown talks about Vacant Land Fraud and how to protect yourself. In today’s fast-moving real estate...
Jul 31, 20253 min read


How Mortgage Volatility & the Lock-In Effect Are Shaping the 2025 Market
The Lock-In Effect happens when homeowners are hesitant to sell their current property because they’re "locked in" to an ultra-low...
Jul 22, 20252 min read


How to Spot Wire Fraud in Emails
Christopher Brown shares how to spot a wire fraud email. 🚨Wire fraud is real—and it’s targeting real estate transactions. Don’t get...
Jul 15, 20251 min read


What Is FIRPTA—and Why Should Buyers Care?
At ClosePoint USA , we’re committed to making your real estate transaction as smooth and informed as possible. That means helping buyers,...
Jul 8, 20252 min read


How Long Does a Title Search Take? A Timeline for Homebuyers
When you're preparing to purchase a home, there are countless steps to complete before reaching the finish line. Among these, conducting...
Jul 2, 20253 min read


NJ Realty Transfer Fee Legislation Has Passed – What You Need to Know
Attorneys, Lenders, and Realtors: I’m writing to inform you that the New Jersey Legislature has officially passed significant amendments...
Jun 30, 20251 min read


AI Isn’t Always Confidential: A Word of Caution for Real Estate Attorneys
In a rapidly evolving legal and tech landscape, AI tools like ChatGPT, Google Gemini, and other free online assistants are...
Jun 20, 20252 min read


Who Pays Closing Costs in New Jersey?
When it comes to buying or selling a home in New Jersey, one of the most common questions we hear at ClosePoint USA is: “Who pays the...
Jun 17, 20252 min read


Renting vs. Buying in 2025: What’s Smarter Financially?
With the real estate market shifting and interest rates still a hot topic, one of the most common questions people are asking in 2025 is:...
Jun 9, 20252 min read


Settlement Services Explained: What Homebuyers and Sellers Need to Know
Successfully navigating a real estate transaction requires careful planning, precise execution, and reliable support. One of the most vital components of this complex process is settlement services. Whether you're a buyer or seller , understanding the role of settlement services can save time, streamline the closing process, and ensure a smooth transition of property ownership. At ClosePoint USA, LLC, we pride ourselves on delivering professional and comprehensive settlement
Jun 4, 20253 min read


Navigating High Interest Rates in Today’s Real Estate Market
In 2025, real estate professionals, homebuyers, and sellers are facing a new reality: higher interest rates . While this shift has...
Jun 4, 20252 min read


Protecting Against Vacant Land Fraud – New Identity Verification Procedures
To download this Procedure as a PDF Document, click below: Purpose This memo outlines critical procedures ClosePoint USA LLC has adopted...
May 30, 20253 min read


Luxury Real Estate Investment Strategies: A 2025 Guide to Building Wealth Through High-End Properties
In today’s evolving real estate market, luxury real estate investment continues to be a lucrative strategy for high-net-worth individuals...
May 29, 20252 min read


NJ Real Estate Market | Summer 2025
As we move into summer 2025, the NJ real estate market continues to favor sellers, characterized by rising home prices, limited...
May 22, 20251 min read


What Does a Title and Settlement Company Do? A Step-by-Step Guide for Homebuyers
The process of purchasing a home involves a number of steps, many of which may seem overwhelming to first-time buyers. One essential part...
May 19, 20253 min read


How Can I Increase the Value of My Property in NJ? Top Tips for Homeowners
If you’re a homeowner in New Jersey asking, “How can I increase the value of my property?” — you’re not alone. Whether you're preparing...
May 15, 20253 min read


ClosePoint Cafe - Episode 11 feat. Realtor Super Moms
Mother’s Day Special Episode 🌸 In this heartfelt and inspiring Mother’s Day edition of ClosePoint Café, host Chris Brown sits down with...
May 9, 20251 min read
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