News & Updates

When it comes to buying or selling property, there’s one word that can stop a deal in its tracks: lien . It’s not the most glamorous part of real estate, but it’s one of the most important. Liens can affect ownership rights, delay closings, or even derail a sale altogether. The good news? That’s exactly where a title company like ClosePoint USA steps in — to find, fix, and protect you from these hidden issues. Let’s break it down. 🔍 What Is a Lien? A lien is a legal claim

As the year winds down and the holidays approach, November often marks a transition point in the real estate market. Cooler weather, shifting interest rates, and changing buyer sentiment all play a role — but for those who know where to look, this time of year can offer some of the best opportunities for both buyers and sellers. Market Cooling — But Not Stopping Historically, real estate activity slows in late fall. Fewer listings hit the market, and buyers tend to focus on

As the leaves change and the year starts to wind down, we’re taking a moment to reflect on what truly matters most — gratitude . At ClosePoint USA , November is a time to slow down, say thank you, and celebrate the people who make every day — and every closing day — so special. We’re endlessly grateful for our amazing clients , who trust us to handle one of life’s biggest milestones: closing on a home. Your confidence in our team means everything. Every document signed and e

Real estate transactions represent some of the most significant financial decisions individuals and businesses will ever make. With large sums of money changing hands, these deals are unfortunately attractive targets for fraudulent activities. The complexity of property law and the number of parties involved can create opportunities for deception, ranging from forged documents to elaborate wire fraud schemes. Protecting your investment requires diligence and a comprehensive u

Closing day — it’s supposed to be the big treat at the end of the long home-buying journey. 🍬 But sometimes, spooky surprises can creep in and turn a smooth settlement into a real estate horror story! 👻 In the spirit of Halloween, our team at ClosePoint USA is sharing some of the scariest things that can happen during a closing… and how to keep them from haunting your transaction. 🕸️ 1. The “Missing Money” Mystery You’re ready to sign, everyone’s at the table — but the

Real estate transactions are complex undertakings that require careful attention to detail at every step. One of the most important components of the process is the title search—a comprehensive review of public records to verify the legitimacy of property ownership. A successful title search confirms that the seller has a clear right to transfer the property, free from unresolved claims or encumbrances. However, this process sometimes reveals title defects or “red flags” tha

Christina Duncan, Team Lead of Diamond Key Team of eXp, talks about how to generate leads in an episode of our podcast, ClosePoint Cafe....

This bulletin is issued in conjunction with Bulletin SLS2016001. The IRS has announced a significant change regarding compliance with the...

Big news for homeowners — according to Freddie Mac , the 30-year fixed-rate mortgage just fell 15 basis points from last week, marking...

Real estate transactions are among the most substantial financial commitments individuals make. The excitement of buying or selling a property is often tempered by a closing process filled with complexities that can disrupt even the best-laid plans. At ClosePoint USA, we recognize these challenges and bring our expertise to ensure that buyers and sellers throughout New Jersey and Pennsylvania achieve successful, timely closings. Closings involve multiple components: title sea

As we head into autumn 2025, the U.S. housing market stands at a crossroads. Elevated mortgage rates, constrained housing inventory, and...

We’re kicking off an exciting new episode of the ClosePoint Café Podcast , and this one is packed with insight, inspiration, and proven...

Effective  December 1, 2025 , the  Financial Crimes Enforcement Network (FinCEN)  has implemented a  nationwide reporting requirement...

ClosePoint USA CEO Christopher J. Brown talks about how his team recently caught an attempt of payoff fraud. In today’s digital world,...

The process of closing on a real estate transaction can feel overwhelming, given the numerous steps and legalities involved. One of the most critical factors ensuring the process unfolds seamlessly is selecting the right title and settlement company. Whether you are a first-time homebuyer, a seasoned investor, or refinancing your property, the efficiency and professionalism of the chosen company can significantly impact your overall experience. This blog aims to provide a com

ClosePoint USA CEO Christopher J. Brown talks about Vacant Land Fraud and how to protect yourself. In today’s fast-moving real estate...

The Lock-In Effect happens when homeowners are hesitant to sell their current property because they’re "locked in" to an ultra-low...

Christopher Brown shares how to spot a wire fraud email. 🚨Wire fraud is real—and it’s targeting real estate transactions. Don’t get...

At ClosePoint USA , we’re committed to making your real estate transaction as smooth and informed as possible. That means helping buyers,...

When you're preparing to purchase a home, there are countless steps to complete before reaching the finish line. Among these, conducting...